..they shall rise up on Wings of Eagles..Is.40:31 Happy end of SUMMER...and things are still getting HOT! A recent Boston University Retirement Study says "43% of Americans will never be able to retire while maintaining their standard of living." How will YOU pay for a possible 20 - 30 year retirement! We will help you AVOID becoming a part of this statistic! "My story that I tell to seniors and young people alike, just like you, is create and grow up, protect and preserve their life savings and make solid plans for the distribution of that life savings in the most tax advantageous manner while you're living and at your death." So Ask Yourself: What is the most important lesson about money that you have learned so far in life? If you could pass on one lesson about money to your children, what would that lesson be? Who taught you about money? Growing up, how did you see money used? How does that have an impact on your relationship with money today? What are the three best things you have ever done with money? What are the three worst things? Is that relationship empowering you or hindering you? Over the next three years, what needs to happen financially, emotionally and spiritually to get you to where you want to be? NOW SERVING CALIFORNIA AND ARIZONA Too Many Products you don't understand  Too Many Choices you don't know how to make or think you need, Too Much CONFUSION! It's not about the "products" it's about the "purpose and the plan" FIRST you need to understand the "concepts" of responsible wealth building and asset protection, THEN GET WHAT you NEED to get your "Financial House" in order! Tom and his qualified staff and carriers, will help you with YOUR 2008 planning goals and resolutions! Call us.... Don't postpone your prosperity another DAY! WHY CHOOSE US? WE WILL TEACH YOU WHY AND HOW TO USE YOUR "RESOURCES" TO MEET YOUR "OBLIGATIONS". THIS IS "SECURITY". YOU CAN USE YOUR DEBT TO CONSERVE AND CREATE WEALTH....NOT CONSUME IT! WE ARE RANKED IN THE TOP 2% OF ALL PLANNING FIRMS IN THE STATE! We are registered with the "THE ASSET PROTECTION SOCIETY" and "SENIORS ONLY ADVISORS", and many wealth planning organization. Our firm is focused to provide a variety of financial security planning solutions and fund them with quality rated products that work with YOUR CUSTOM NEEDS AND GOALS. We are independent advisors, and with our "concept warehouse", you enjoy one stop product shopping, for your total debt solution, insurance and investment planning needs, financial security and SUCCESS! If you need information, products or advise on "Money Matters", involving asset building, wealth protection, business continuation, estate preservation planning, income guarantees and liquidity options insurance for life, health, disability, home heath care, long term care, fire, liability, property, renters, dental, burial, auto, home, RV,  workers comp or quality business insurance IRA, Roth IRA, 401K, TSA, SEP, annuities, investments, retirement plans group insurance, employee benefits, employee profit sharing & pension planning reverse mortgages, debt reduction, new mortgage loans, debt consolidation or refinance generational wealth planning, tax savings, tax favored pension income, charitable giving, estate & advance planning We are your "warehouse of benefits"! FOR over 30 YEARS OF BUSINESS LOYALTY, 1975 - 2008, WE ARE GIVING AWAY A CARNIVAL CRUISE TO OUR VALUED CUSTOMERS AND CLIENTS! ONLY 6 MONTHS LEFT!  We're having our drawing in DECEMBER 2008 good for a CARNIVAL FUNSHIP Cruise Vacation, for 2 ADULTS...a 4-day and a 3-day cruise. Call us at 951-358-2330 and A$K U$ how you can WIN! (Subject to limitations and certain restrictions. Please call for details) CLICK ON "USEFUL LINKS" FOR MORE AND HERE FOR OUR NEW FREE, INFORMATIONAL E-NEWSLETTER.   TAKE A BREAK AND LEARN!    "Financial Freedom is your DECISION, not your DESTINY"©